Vizualizare independența financiară.

Trust deed real estate Approaches to financial independence[ edit ] If a person can generate enough income to meet their needs from sources other than their primary occupation, they have achieved financial independence, regardless of age, existing wealth, or current salary.

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They have no need to work a regular job to pay their bills. However, the effects of inflation must be considered. Therefore, if the person in the above example obtains their passive income from a perpetuitythere will be a time when they lose their financial independence because of inflation.

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Under these circumstances, a person is financially independent. A person's assets and liabilities are an important factor in determining if they have achieved financial independence.

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An asset is anything of value that can be readily turned into cash vizualizare independența financiară if a person has to pay debt, whereas a liability is a responsibility to provide compensation. Homes and automobiles with no liens or mortgages are common assets.

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Since there are two sides to the assets and expenses equation, there are two main directions one can focus their energy: accumulating assets or reducing their expenses. Expense reduction[ edit ] Another approach to vizualizare independența financiară independence is to reduce regular expenses while accumulating assets, to reduce the amount of assets required for financial independence.

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This can be done by focusing on simple livingor other vizualizare independența financiară to reduce expenses.